Hello Tazg, thank you for your comment. We understand your frustration with the Home Trust site and we agree that it leaves a lot to be desired in terms of details. The troubleshooting subscription that Home Trust cardholders receive entitles them each year to up to four of the following services for free: It`s great that you enjoyed our review enough to get the Home Trust Preferred Visa card! We are sure that you will benefit from the exemption from foreign transaction fees on your next trip to Europe. We were also delighted to learn that your application was received and approved so quickly, as Home Trust encountered some issues earlier this year due to the high demand for Preferred Visa card. It is extremely effective at saving people from the ubiquitous 2.50% foreign transaction fees, and it also has a terrific exchange rate. The exchange rate between all card networks is usually fairly regular, but foreign fees are where cardholders are most affected. The comment on a limit of 10 transactions per day does not appear in small print for the card agreement. I just checked the two conditions that cover the properties of the card. Are you sure this is true? Insightful contribution – much appreciated! This is also our view on the map, and we have made sure to inform readers of their benefits, but also of the strange curiosities that can sometimes affect Home Trust cardholders when using the card. While we very much appreciate that Home Trust is still the only exhibitor to offer a card with no annual fees and no foreign transaction fees, and that the card works well, it suffers from some frustrating nuances.

In addition to the fact that Home Trust takes months to get a response, the «Preferred» card might also prefer the cardholder to pay at a gas station rather than trust the magnetic card reader. It also limits cardholders to 10 transactions per day and assigns you a PIN that you can`t change. Also, their permission/Get-the-Card-to-You-Around is significantly inferior to trust at home. www.greedyrates.ca/links/home-trust-preferred-visa Believe it or not, this is a problem experienced by many cardholders who make foreign currency purchases. Typically, there is some loophole between the issuer`s exchange rate and the number that appears on your account statement simply because of the long way to make a payment before settlement. He has to go from the trader to his bank and then to yours. During this period, the exchange rate sometimes changes a little, and in times of increased volatility, it could result in a larger spread. Hi, Rich, thank you for telling me for coming to GreedyRates. We think you will refer to the free troubleshooting program that Visa Preferred Home Trust Preferred cardholders will receive with membership. This is different from car insurance (or any type of insurance) because it doesn`t reimburse you anything, it only helps you get help if you get stuck on the side of the road or fall into an accident. Basically, every troubleshooting program (like CAA) costs a dues that give you the right to call them and have someone from their network to save you.

Home Trust gives you this membership for free, but if you have to use it, you still have to pay a towing fee and other fees. We`re happy to hear that you love the Starwood Preferred Guest Card – we love it too. This is the card we recommend to anyone who once owned the Chase Bank Marriott Card (Peace of Mind) because of their flexible hotel and travel rewards. In practice, it also contains Marriott sites in its rewards package, meaning cardholders can earn and redeem rewards at all of their favorite starwood and Marriott hotels. How many authorized users you can get on the Home Trust visa FYI received a cash advance in Thailand and paid C$7.37 advance cash fee from Home Trust Visa…